Author: crystal peak wealth

When we talk about changes in the ownership of an asset, we often use the term “transfer.” This shift could involve physically moving the asset, handing over legal ownership, or both. In the world of securities, these changes can occur…

With the digitisation of financial markets accelerating, a Demat account has become an indispensable tool for modern investors in India. Knowing the types of Demat accounts can help you make better investment decisions and manage your holdings efficiently, whether you're…

Share certificates play a key role in the corporate ecosystem, serving as legal proof of ownership in a company. They ensure shareholders can claim dividends, vote on company matters, and exercise ownership rights. However, if the original certificate is lost,…

Dividends are often viewed as a reward for shareholder loyalty, yet many investors never receive them. This occurs due to unclaimed dividends, a frequently overlooked but financially significant issue. Companies distribute dividends in cash or shares, but when these remain…

The Ministry of Corporate Affairs (MCA) has officially extended the deadline for the mandatory dematerialization of securities for private companies. According to the latest notification issued on February 12, 2025, the new compliance deadline has been pushed to June 30,…

The transfer and transmission of shares are critical processes that ensure the smooth change of ownership in a company’s equity, whether due to sale, inheritance, or legal succession. These procedures are essential not only for maintaining accurate ownership records but…

Investing in shares is a great way to grow your wealth over time. But many people don’t realise that their shares can become unclaimed—especially if they forget about them, move without updating contact details, or after the investor passes away.…

Have you ever wondered if you or your family could be entitled to forgotten investments? Across India, many investors unknowingly leave behind shares because of outdated records, lost paperwork, or simply overlooking them. These unclaimed shares can stay hidden for…

If you’ve invested in the stock market, you may have come across the Investor Education and Protection Fund (IEPF). What happens to your unclaimed shares or dividends if they go unclaimed for years? The IEPF claim process can feel complex,…

Just as money is sent to a bank, shares are sent to a depository. A depository is an organisation similar to a central bank that electronically holds investors’ securities such as shares, bonds, and mutual funds, known as dematerialised or…