Author: crystal peak wealth

Many of us invest in company shares like HDFC, hoping to grow our savings. But sometimes people forget about these shares or don’t claim their dividends on time. Sadly, there are times when a shareholder passes away and the family…

Share certificates are legal documents that prove ownership of shares in a company. They allow investors to sell, transfer, or pledge their shares. Losing a certificate can lead to serious consequences, including fraud, transfer delays, or loss of investment. This…

When you look at the general insurance market in India, one company you just can’t ignore is ICICI Lombard General Insurance Company. ICICI Lombard started in 2001 and has grown quickly along with India’s insurance industry. A significant milestone came…

Wipro Limited, known globally for its innovation in tech and consulting, has been a favourite among long-term investors. Over the past two decades, this company has delivered not just consistent returns but also peace of mind to its shareholders. It’s…

When a shareholder passes away or becomes incapable of managing their assets, the ownership of their shares must be legally passed on to the rightful person. This process is called transmission of shares. While the law governs it, the paperwork…

Imagine discovering that a family member once invested in 100 shares of ITC during its early years. Over the decades, with dividends and bonuses, that small investment could now be worth over ₹1 crore. However, many such shares remain unclaimed,…

Did your family invest in Reliance decades ago? You could be holding unclaimed wealth today. Thousands of Indian investors remain unaware that they or their families still own shares in Reliance Industries Limited (RIL). Many of these shares go unclaimed…

What seemed like a simple task turned into a long and complicated legal process. Mr. Rohan Mehta thought it would be easy to transfer his late father’s shares to his own name. But instead, it took him two years. He…

Unclaimed shares and dividends refer to financial assets that have remained inactive for over seven years. As per the Companies Act, 2013 (Section 124), these assets are transferred to the Investor Education and Protection Fund (IEPF), a government body under…

Have unclaimed dividends or shares been transferred to the IEPF Authority? You’re not alone. Many investors only realise this when they try to recover old investments. The way to claim them back is by filing Form 5.However, the process isn’t…