Author: crystal peak wealth

Dividends are a rewarding part of being a shareholder. They represent a share of the company’s profits distributed among investors. However, many investors forget to claim these dividends due to changes in address, inactive bank accounts, or simply losing track…

Legacy assets often come with history attached. A parent or grandparent may have held shares decades ago, stored carefully in physical certificates or left untouched in a Demat account. When families begin consolidating wealth structures or planning succession, one practical…

Many investors remain unaware that dividends from shares they once held may remain unclaimed. Over time, unpaid dividends are transferred to the Investor Education and Protection Fund (IEPF). This can occur due to outdated contact information, uncashed dividend warrants, or…

Every year, thousands of investors inadvertently lose track of their shares. This is rarely because they sold them or abandoned them, it usually happens because they failed to update their address, missed a dividend, or forgot about an investment made…

Not too long ago, owning shares meant holding paper certificates, something investors could touch, lock away, and show as proof of ownership. It felt safe and traditional. But over time, the world of finance changed. Technology brought transparency, faster transactions,…

Old share certificates from companies your parents or grandparents invested in might still be lying around at home. While they may seem outdated, many of these shares have appreciated significantly over time. For instance, SBI shares purchased in 1994 for…

Have you ever gone through old files or family documents and found something unexpected - an old share certificate, a dormant account, or a forgotten investment? Often, these assets are left untouched for years. Dividends may go unclaimed, shares remain…

Have you ever forgotten about an old savings account or an investment you made years ago? For many of us in India, that’s exactly what happens with shares and dividends. Without realising it, these unclaimed assets can be transferred to…

It’s not unusual for investors to lose track of old shares or forget about stock investments made years ago. Across India, thousands of investors have missing stocks often lying unclaimed due to old paper certificates, company mergers, or incomplete demat…

Many individuals hold shares in companies, either as physical certificates or within an electronic demat account. But what happens to these assets when the owner is no longer able to manage them? The legal procedure for transferring these investments to…