Author: crystal peak wealth

Dividends are often viewed as a reward for shareholder loyalty, yet many investors never receive them. This occurs due to unclaimed dividends, a frequently overlooked but financially significant issue. Companies distribute dividends in cash or shares, but when these remain…

The Ministry of Corporate Affairs (MCA) has officially extended the deadline for the mandatory dematerialization of securities for private companies. According to the latest notification issued on February 12, 2025, the new compliance deadline has been pushed to June 30,…

The transfer and transmission of shares are critical processes that ensure the smooth change of ownership in a company’s equity, whether due to sale, inheritance, or legal succession. These procedures are essential not only for maintaining accurate ownership records but…

Investing in shares is a great way to grow your wealth over time. But many people don’t realise that their shares can become unclaimed—especially if they forget about them, move without updating contact details, or after the investor passes away.…

Have you ever wondered if you or your family could be entitled to forgotten investments? Across India, many investors unknowingly leave behind shares because of outdated records, lost paperwork, or simply overlooking them. These unclaimed shares can stay hidden for…

If you’ve invested in the stock market, you may have come across the Investor Education and Protection Fund (IEPF). What happens to your unclaimed shares or dividends if they go unclaimed for years? The IEPF claim process can feel complex,…

Just as money is sent to a bank, shares are sent to a depository. A depository is an organisation similar to a central bank that electronically holds investors’ securities such as shares, bonds, and mutual funds, known as dematerialised or…

Investor UpdateIn a bid to streamline the process of reclaiming unclaimed investments, SEBI recently decided to extend the deadline for submitting the ‘choice of nomination’ to 31st December 2023. This update, issued on Tuesday, 26th September 2023, underscores the importance…

In a significant step towards modernising the corporate ecosystem, the Ministry of Corporate Affairs (MCA) has introduced the compulsory demat of shares for private companies, aiming to improve investor protection, governance, and ease of doing business. This forward-thinking initiative will…

Dividends offer investors more than just returns; they represent a share in a company’s success. But despite their importance, many dividends go unclaimed for years. People forget about old investments, lose shareholding records, or never update their contact information with…